Recently i got my playstation 5 console (digital version) free after getting the Standard Chartered Bank credit card which I applied for it last year November. I spend $500 overseas as i was travelling with my family for Cruise and a short trip to Malaysia. After 3 months, Singsaver sent me an email that i qualify within the spending and send me a e-gift card to redeem my free gift. It has been almost 20+ years since i have a console. I still remember my first console was Sega back in year 1994 which i bought it with my part time work as a caddie in keppel country club. After which i also bought a nintendo and a playstation 1 during my army days. After which my playstation was spoilt and i progress to Desk top gaming which is DOTA (warcraft 3 customised game). Then when i was at age 30+ i kinda of stopped gaming as i have other interests and hobbies.
So this is not the freebie i gotten from Credit card before. I also got a chair and a ipad from the credit card promotion. Normally i will cancel the credit card after 1 year+ when i got freebie and when i have not much usage of the credit card. As the set back of having a lot of credit cards, i will need to keep track when the annual fee crops up on my payment screen. That is where i need to decide whether to keep the card or cancel it because of the annual fee. Right now i have 5 credit cards with me. I will definitely need to cancel it if i am no longer using it.
Credit card issuers in Singapore often offer various perks and freebies to attract customers and encourage card usage. These freebies can range from welcome gifts and cashback rewards to travel benefits and dining privileges. Here are some common freebies you can get with credit cards in Singapore:
1. **Welcome Gifts**: Many credit cards offer attractive welcome gifts to new cardholders upon approval or meeting minimum spending requirements. These gifts may include vouchers, bonus reward points, or electronic gadgets.
2. **Cashback Rewards**: Some credit cards provide cashback rewards on eligible purchases, allowing cardholders to earn a percentage of their spending back in cash. These cashback rewards can add up over time and provide savings on everyday expenses.
3. **Miles Rewards**: Travel credit cards often offer miles rewards for every dollar spent, which can be redeemed for flights, hotel stays, and other travel-related expenses. Cardholders can accumulate miles over time and enjoy discounted or complimentary travel benefits.
4. **Dining Privileges**: Certain credit cards offer dining privileges such as discounts, complimentary dishes, or free drinks at participating restaurants, cafes, and bars. These perks can be particularly appealing for food enthusiasts and frequent diners.
5. **Shopping Discounts**: Some credit cards provide exclusive discounts, promotions, or access to sales events at partner merchants, online retailers, or department stores. Cardholders can enjoy savings on retail purchases, electronics, fashion items, and more.
6. **Travel Benefits**: Premium credit cards may offer travel benefits such as airport lounge access, complimentary travel insurance, priority boarding, and discounts on travel bookings. These perks can enhance the overall travel experience and provide added convenience and security.
7. **Entertainment and Lifestyle Rewards**: Certain credit cards offer perks related to entertainment and lifestyle activities, such as movie ticket discounts, concert presales, VIP experiences, and access to exclusive events.
8. **Annual Fee Waivers**: Some credit cards may waive the annual fee for the first year or offer annual fee waivers based on meeting spending requirements. This can help cardholders save money on card ownership costs.
9. **Balance Transfer and Installment Plans**: Credit cards may provide promotional offers for balance transfers or installment payment plans with low or zero interest rates for a specified period. These offers can help cardholders manage debt and finance purchases more affordably.
10. **Reward Points Redemption**: Many credit cards allow cardholders to redeem reward points for a wide range of items, including merchandise, gift vouchers, air miles, hotel stays, dining vouchers, and charity donations.
Before applying for a credit card based on its freebies and perks, it's essential to consider other factors such as interest rates, fees, terms and conditions, and how well the card aligns with your spending habits and financial goals. Additionally, make sure to read the fine print and understand any eligibility criteria or restrictions associated with the freebies offered.
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