Best Neighborhood in Singapore ???

The "best" neighborhood in Singapore depends on factors like your budget, lifestyle preferences, proximity to schools or workplaces, and family needs. Here’s a guide to some of the most popular neighborhoods, each offering a unique experience:

1. Orchard Road

  • Best for: Expats, luxury living, shopping, and dining.
  • Overview: Orchard is Singapore’s upscale shopping belt with luxury malls, restaurants, and entertainment. It’s a prime location for those who want to be in the heart of the action.
  • Property Types: High-end condominiums and luxury apartments.
  • Pros:
    • Central location.
    • Access to the best shopping, dining, and entertainment options.
    • Close to top international schools.
  • Cons:
    • Very expensive (rents are among the highest in Singapore).
    • Busy and crowded, with less greenery compared to suburban areas.
  • Rent (3-bedroom condo): SGD 6,500 - SGD 10,000.

2. Holland Village

  • Best for: Expats, young professionals, and families.
  • Overview: Known for its bohemian vibe, Holland Village is popular with expatriates and locals alike. It’s a trendy area with a wide selection of cafes, bars, and restaurants.
  • Property Types: Condominiums and landed properties.
  • Pros:
    • Vibrant neighborhood with lots of cafes, restaurants, and nightlife.
    • Close to the city center and top international schools.
    • Laid-back atmosphere with a mix of locals and expats.
  • Cons:
    • Can be noisy and crowded due to its popularity.
    • Housing is expensive due to high demand from expats.
  • Rent (3-bedroom condo): SGD 4,500 - SGD 8,000.

3. Sentosa Cove

  • Best for: High-net-worth individuals, luxury living, privacy.
  • Overview: Sentosa Cove is a luxurious, exclusive enclave located on Sentosa Island. It’s home to multi-million-dollar waterfront properties and offers a resort-like lifestyle.
  • Property Types: Luxury condos and landed properties (bungalows, villas).
  • Pros:
    • Stunning sea views and private marinas.
    • Exclusive, quiet, and secure environment.
    • Access to Sentosa’s beaches, golf courses, and recreational activities.
  • Cons:
    • Extremely expensive.
    • Far from the city center (15-20 minutes by car).
    • Limited public transportation.
  • Rent (luxury condo/landed property): SGD 10,000 - SGD 30,000.

4. East Coast (Katong, Siglap, Marine Parade)

  • Best for: Families, expats, beach lovers.
  • Overview: The East Coast is a family-friendly area known for its relaxed vibe and proximity to the beach. It’s popular with expat families due to the availability of international schools and large homes.
  • Property Types: Condominiums, landed properties, and HDB flats.
  • Pros:
    • Close to East Coast Park (great for outdoor activities and beach access).
    • Wide selection of cafes, restaurants, and shopping malls.
    • Good mix of local culture and expatriate community.
  • Cons:
    • Farther from the city center (15-25 minutes by car).
    • Some older buildings in need of renovation.
  • Rent (3-bedroom condo): SGD 3,500 - SGD 6,500.

5. Bukit Timah

  • Best for: Families, nature lovers, access to top schools.
  • Overview: Bukit Timah is one of Singapore’s most prestigious residential areas, known for its greenery and proximity to the Bukit Timah Nature Reserve. It’s popular with families, especially those with children attending nearby international schools.
  • Property Types: Landed properties, luxury condos.
  • Pros:
    • Close to many top international schools.
    • Greenery and nature reserves nearby, ideal for outdoor activities.
    • Quiet and peaceful, perfect for families.
  • Cons:
    • Very expensive.
    • Farther from the central business district (CBD).
  • Rent (3-bedroom condo/landed property): SGD 5,000 - SGD 12,000.

6. Tiong Bahru

  • Best for: Young professionals, hipsters, expats.
  • Overview: Tiong Bahru is one of Singapore’s oldest residential estates, with a trendy, retro vibe. It’s a favorite among young professionals and expats who appreciate the area’s mix of old-world charm and modern cafes and boutiques.
  • Property Types: HDB flats, walk-up apartments, and modern condos.
  • Pros:
    • Trendy neighborhood with a mix of old and new.
    • Close to the city center and CBD.
    • Quaint cafes, art galleries, and boutique shops.
  • Cons:
    • Small living spaces compared to other areas.
    • Older buildings with limited facilities (in some cases).
  • Rent (3-bedroom flat): SGD 3,000 - SGD 6,000.

7. Novena

  • Best for: Families, healthcare professionals, and those who want easy access to both city and suburban life.
  • Overview: Novena is a well-connected residential area with excellent healthcare facilities (e.g., Mount Elizabeth Novena Hospital). It’s close to the city center but offers a quieter, suburban feel.
  • Property Types: Condominiums, HDB flats, and landed properties.
  • Pros:
    • Well-connected to the city and public transport (Novena MRT).
    • Nearby healthcare services.
    • Good for families, with several schools and parks.
  • Cons:
    • Expensive compared to other suburban areas.
  • Rent (3-bedroom condo): SGD 4,000 - SGD 7,000.

8. Woodlands

  • Best for: Families, expats working in Malaysia or those seeking more affordable housing.
  • Overview: Woodlands is located in the northern part of Singapore, close to the border with Malaysia. It’s a quieter, more suburban neighborhood popular with families looking for more space and lower rent.
  • Property Types: HDB flats, landed properties, and condominiums.
  • Pros:
    • Affordable housing compared to central and eastern areas.
    • Family-friendly, with large homes and parks.
    • Close to the Johor-Singapore Causeway (ideal for those commuting to Malaysia).
  • Cons:
    • Far from the city center (30-45 minutes by MRT).
    • Fewer entertainment and dining options.
  • Rent (3-bedroom HDB flat/condo): SGD 2,500 - SGD 5,000.

9. Jurong East/West

  • Best for: Families, working professionals, those looking for more affordable options in the west.
  • Overview: Jurong has transformed into a bustling area with shopping malls, business centers, and entertainment options. It's a popular choice for those working in the western part of Singapore.
  • Property Types: HDB flats, condominiums.
  • Pros:
    • Affordable housing.
    • Well-developed with many amenities (e.g., shopping malls, parks).
    • Good public transport options (Jurong East MRT).
  • Cons:
    • Far from the city center.
    • Can feel more industrial in some areas.
  • Rent (3-bedroom HDB flat/condo): SGD 2,500 - SGD 5,500.

Summary by Lifestyle Needs:

  • For Expats Seeking Luxury & Convenience: Orchard, Sentosa Cove, Holland Village.
  • For Families Looking for Space & Good Schools: Bukit Timah, East Coast, Novena.
  • For Young Professionals: Tiong Bahru, Holland Village.
  • For Affordable Family Living: Woodlands, Jurong East/West, some parts of East Coast.
  • For Nature Lovers: Bukit Timah, East Coast

Living in hdb, condo, landed comparison

Here's a comparison of living in HDB flats, condominiums, and landed properties in Singapore, covering key factors like cost, lifestyle, and facilities to help you decide the best option for your family.

1. HDB Flats (Housing Development Board)

HDB flats are government-subsidized housing, designed to provide affordable living for Singaporeans and Permanent Residents (PRs). However, foreigners can rent HDB flats but cannot buy them unless they’re PRs.

Key Characteristics:

  • Affordability:
    • HDB flats are the most affordable option among the three. Rental prices are significantly lower compared to condos and landed properties.
    • 3-bedroom HDB Flat (monthly rent): SGD 2,000 - SGD 4,000 (depending on location).
  • Space:
    • Typically smaller in size compared to condos and landed properties, ranging from 80 to 120 square meters for a 3-bedroom flat.
  • Facilities:
    • Basic facilities, usually no access to amenities like swimming pools or gyms that condos offer.
    • Near public amenities like hawker centers, supermarkets, and MRT stations, especially in mature estates like Bishan, Toa Payoh, or Queenstown.
  • Community:
    • Strong sense of community, with a mix of families, retirees, and young couples. You’ll likely be closer to local culture.
  • Maintenance:
    • Low maintenance costs as public services are managed by the government.

Pros:

  • Most cost-effective housing option.
  • Well connected to public transport and local amenities.
  • Government-subsidized, so rent is stable.

Cons:

  • Smaller space, less privacy.
  • No high-end amenities (pools, gyms, security services).
  • Older HDB estates may have outdated designs and layouts.

2. Condominiums

Condos are private residential developments that offer a range of facilities and amenities, and they're popular with expatriates and well-to-do locals.

Key Characteristics:

  • Affordability:
    • More expensive than HDB flats but more affordable than landed properties.
    • 3-bedroom condo (monthly rent): SGD 4,000 - SGD 7,000, depending on location and size.
  • Space:
    • Condos range from 90 to 180 square meters for a 3-bedroom unit.
    • Smaller than landed properties but typically larger than HDB flats.
  • Facilities:
    • Extensive facilities such as swimming pools, gyms, tennis courts, BBQ pits, playgrounds, and 24-hour security.
    • Premium condos may offer concierge services, golf courses, and more.
  • Community:
    • More privacy than HDBs, and typically home to expats and upper-middle-class residents. However, condos are not as culturally integrated as HDBs.
  • Maintenance:
    • Higher maintenance costs, as residents must pay for management fees (around SGD 300 - SGD 800 per month depending on the condo).

Pros:

  • Full range of amenities like pools, gyms, and security.
  • Mid-range to premium living with more privacy than HDB.
  • Generally located in good residential areas, often near MRT or shopping malls.

Cons:

  • More expensive than HDB flats.
  • Higher maintenance fees.
  • Less of a local cultural experience compared to HDBs.

3. Landed Properties

Landed properties refer to homes where residents own the land the property sits on. These include bungalows, semi-detached, and terraced houses. Landed properties offer the most space and privacy but are also the most expensive.

Key Characteristics:

  • Affordability:
    • The most expensive housing option.
    • Landed property (monthly rent): SGD 8,000 - SGD 20,000, depending on location, size, and type (e.g., terraced house, semi-detached, bungalow).
  • Space:
    • Largest living space, ranging from 200 to 500 square meters for a house. This makes landed properties ideal for large families.
  • Facilities:
    • Typically no shared facilities like pools or gyms, though some luxury landed estates (cluster houses) have them.
    • Personal outdoor space, including gardens and private driveways.
  • Community:
    • Extremely private living with minimal interaction with neighbors compared to HDB and condos. The area may feel more suburban.
  • Maintenance:
    • Higher maintenance costs as you are responsible for the upkeep of the entire house and the land. You may need to hire gardeners, cleaning services, and other maintenance support.

Pros:

  • Maximum space and privacy.
  • Ideal for large families or those who want a garden or outdoor space.
  • Quiet, peaceful, and suburban living experience.

Cons:

  • Very expensive rent and high maintenance costs.
  • Typically located farther from central areas and MRT stations, so transport may be less convenient.
  • No shared amenities unless it’s a cluster house or gated community.

Comparison Summary:

FactorHDB FlatsCondominiumsLanded Properties
Rent (monthly)SGD 2,000 - SGD 4,000SGD 4,000 - SGD 7,000SGD 8,000 - SGD 20,000
Size80 - 120 sqm90 - 180 sqm200 - 500 sqm
FacilitiesBasic, no amenitiesPools, gyms, security, playgroundsNone (unless cluster houses)
MaintenanceLowModerate (SGD 300 - SGD 800/mo)High (upkeep of house & garden)
PrivacyModerate, shared corridorsHigh, private apartmentVery high, standalone property
CommunityStrong, local cultural integrationExpat-friendly, privateMinimal, suburban
TransportWell-connected by MRT/busesOften near MRT/bus stationsOften requires private transport
Ideal ForFamilies on a budgetExpats and upper-middle-class familiesLarge families seeking space and privacy

Which is Best for Your Family?

  • HDB Flats: Best if you’re looking for affordable living, want to immerse in local culture, and don’t need high-end amenities. Ideal for families looking to save on rent.

  • Condominiums: A balanced option for families who want more privacy and amenities but don’t want to spend as much as on landed property. Perfect for expat families who prefer comfort and facilities.

  • Landed Properties: Ideal if your family needs space and privacy, and budget is not an issue. Great for large families, but keep in mind the higher costs and maintenance.

What is the projected cost of living in Singapore in year 2024/2025/2026/2027? Alternatives to help manage expenses in Singapore

The projected cost of living in Singapore can fluctuate due to factors such as inflation, housing demand, and exchange rates. Here’s an overview based on current trends, but keep in mind that actual costs could vary:

1. 2024-2025

  • General Cost of Living Increase: Singapore has been experiencing an annual inflation rate of around 3-5% over the past few years. Based on this, expect a slight increase in overall expenses.
  • Accommodation: Rents in Singapore are one of the highest costs. Expect rental prices to remain elevated, with a possibility of increasing by 3-7% annually depending on location.
  • Food: Food prices are likely to rise by about 2-4% per year due to inflation and higher import costs.
  • Transport: Public transport fares have increased steadily, and a similar trend might continue. Car ownership costs will also stay high, with the Certificate of Entitlement (COE) being a significant factor.

Estimated Monthly Cost (for a family of 4) in 2024-2025:

  • Housing: SGD 3,500 to SGD 7,000 (depending on location)
  • Groceries & Dining: SGD 1,000 to SGD 1,500
  • Transport: SGD 200 to SGD 500
  • Utilities: SGD 200 to SGD 400
  • Education & Other Miscellaneous: SGD 1,000 to SGD 2,000

Total: SGD 5,900 to SGD 11,400 per month.

2. 2026-2027

  • If the same inflation rate persists (3-5% annually), prices across all sectors are expected to rise further. However, Singapore's government has various policies to keep inflation under control, so it may remain relatively steady.

Estimated Monthly Cost (for a family of 4) in 2026-2027:

  • Housing: SGD 4,000 to SGD 7,500
  • Groceries & Dining: SGD 1,100 to SGD 1,600
  • Transport: SGD 220 to SGD 550
  • Utilities: SGD 220 to SGD 450
  • Education & Other Miscellaneous: SGD 1,100 to SGD 2,200

Total: SGD 6,500 to SGD 12,300 per month.

Key Factors That Could Impact Costs:

  • Inflation: If inflation spikes, living costs could rise faster than anticipated.
  • Housing Demand: Changes in rental regulations or housing demand could shift accommodation prices.
  • Food Imports: Singapore imports a large portion of its food, and global supply chain issues may cause additional increases

Here’s a detailed breakdown of each cost category along with alternatives to help manage expenses during your stay in Singapore:

1. Accommodation

  • Rent for Apartments:
    • High-End/Expats Areas (Orchard, Marina Bay, Holland Village): SGD 5,500 - SGD 7,500 for a 3-bedroom apartment.
    • Mid-Range Neighborhoods (Bukit Timah, Novena, East Coast): SGD 3,500 - SGD 5,000.
    • Suburban Areas (Punggol, Woodlands, Jurong): SGD 2,500 - SGD 4,000.
  • Alternatives:
    • Consider renting HDB flats (government housing). These are more affordable, ranging from SGD 2,000 - SGD 4,000 for a 3-bedroom flat.
    • Stay in areas farther from the city center but well-connected by MRT (like Bedok, Pasir Ris), which can save on rent.

2. Groceries & Dining

  • Groceries:
    • SGD 600 - SGD 1,000 per month for a family of 4, depending on whether you buy imported or local products.
    • Imported goods (dairy, fruits) tend to be more expensive. Opting for local wet markets and supermarkets (NTUC FairPrice, Sheng Siong) can save money.
  • Dining:
    • Eating out at hawker centers and local food courts is a cheap option, costing SGD 4 - SGD 6 per meal.
    • Mid-range restaurants: SGD 10 - SGD 25 per person.
    • Fine dining can range from SGD 50 upwards per person.
  • Alternatives:
    • Cook at home: Buying in bulk at wet markets or from wholesalers can cut grocery costs.
    • Use apps like GrabFood or Deliveroo for promotions and discounts on dining.

3. Transport

  • Public Transport:
    • Singapore’s MRT and bus systems are highly efficient. Monthly public transport for a family of four can cost around SGD 200 - SGD 500.
    • MRT Pass: Unlimited monthly travel passes are available for heavy commuters (~SGD 120).
  • Car Ownership:
    • Car ownership is extremely expensive due to high COE (Certificate of Entitlement) fees, road taxes, and fuel costs. Owning a car can cost SGD 1,500 - SGD 2,000 per month.
  • Alternatives:
    • Use public transport extensively, as it's cheaper and well-connected.
    • Use ride-hailing apps like Grab or Gojek sparingly to save on transport costs.

4. Utilities

  • Electricity, Water, Gas:
    • Monthly costs for a family of four range between SGD 200 - SGD 400 depending on air-con usage.
    • Electricity tariffs have been rising due to global energy prices, so be mindful of energy consumption.
  • Alternatives:
    • Consider energy-efficient appliances and reduce air-conditioning use.
    • Use utilities comparison platforms like SP Group to find better deals from electricity retailers.

5. Education & Childcare

  • International Schools:

    • Fees for international schools (e.g., Canadian International School, Singapore American School) range from SGD 25,000 to SGD 40,000 annually per child.
  • Local Schools (if your children can enter): Fees are much lower for PRs (Permanent Residents), typically around SGD 6,000 annually.

  • Alternatives:

    • Consider local government schools if you qualify for PR, or look for affordable international schools like Global Indian International School, which has lower fees.
    • Homeschooling is also an option if you’re looking for flexible learning.

6. Healthcare

  • Singapore has a mix of public and private healthcare systems. Public healthcare costs are generally affordable and subsidized for PRs and citizens.

  • Medical Insurance: Highly recommended for expats. Costs range from SGD 200 to SGD 1,000 per year depending on the coverage.

  • Alternatives:

    • Use polyclinics for affordable, government-subsidized healthcare.
    • Invest in a comprehensive health insurance plan to cover unexpected medical expenses.

7. Entertainment and Lifestyle

  • Gym Memberships: SGD 80 - SGD 200 per month.

  • Cinemas: SGD 9 - SGD 14 per ticket.

  • Parks and Public Spaces: Free (Singapore has many well-maintained parks and nature reserves).

  • Alternatives:

    • Take advantage of free community events and outdoor activities.
    • Use discounted passes for theme parks like Universal Studios, and look for special promotions.

Summary: Managing Costs in Singapore

To manage costs effectively:

  • Live further from the city center for lower rent.
  • Use public transport instead of owning a car.
  • Shop at wet markets and cook at home to cut food costs.
  • Consider local schools if eligible or more affordable international schools for education.
  • Use subsidized healthcare services

What are the side hustles that you can explore when you are in your teens in Singapore?

Here are some options to consider: 1. Freelance Services (Online) Graphic Design : If you're skilled with design software like Adobe Pho...