What is considered low, medium, high income in terms of dollars in Singapore and Wealthy

As of my last update, the classification of low, medium, and high income in Singapore can vary based on different sources and perspectives. However, here's a general guideline based on the average monthly household income:


1. **Low Income**: Low-income households in Singapore may have an average monthly household income below SGD 2,500 to SGD 3,500. These households may struggle to afford basic necessities such as housing, healthcare, and education.


2. **Medium Income**: Medium-income households typically have an average monthly household income ranging from SGD 3,500 to SGD 10,000. These households can cover their basic needs comfortably but may still face challenges with saving for major expenses or unexpected emergencies.


3. **High Income**: High-income households in Singapore often have an average monthly household income above SGD 10,000. They have the financial resources to afford a comfortable lifestyle, including luxury goods and services, as well as opportunities for savings, investments, and leisure activities.

In Singapore, the classification of "wealthy" can vary based on different perspectives and criteria. Generally, individuals or households with significant financial assets, investments, and/or high income levels are considered wealthy. While there isn't a specific dollar amount that universally defines wealth in Singapore, here are some indicators that may suggest a person or household is considered wealthy:


1. High Net Worth Individuals (HNWIs): In Singapore, individuals with investable assets exceeding a certain threshold, typically ranging from several hundred thousand to several million Singapore dollars, may be classified as high net worth individuals. These individuals often have substantial financial resources, including investments in stocks, bonds, real estate, and business ventures.


2. Affluent Lifestyle: Wealthy individuals in Singapore may lead an affluent lifestyle characterized by luxury homes, expensive cars, designer goods, and exclusive memberships to clubs and recreational facilities. They may also have access to elite educational institutions, healthcare services, and leisure activities.


3. High Income Levels: Wealthy individuals and households in Singapore often have high levels of income from sources such as executive salaries, business profits, investments, and other forms of passive income. They may earn significantly above the national average, allowing them to afford a comfortable lifestyle and accumulate wealth over time.


4. Financial Independence: Wealthy individuals in Singapore may have achieved a level of financial independence where they no longer need to rely on traditional employment for income. They may have diverse investment portfolios and passive income streams that generate sufficient wealth to sustain their lifestyle without active work.


5. Influence and Status: Wealthy individuals in Singapore may hold positions of influence and power in society, such as corporate executives, entrepreneurs, or prominent figures in government, academia, or the arts. They may also be philanthropic donors or community leaders who contribute to social causes and charitable organizations.


It's important to recognize that wealth is subjective and can be measured in various ways beyond just financial assets or income levels. Factors such as quality of life, happiness, fulfillment, and contributions to society also play a role in defining wealth and success.


What are the 50 ways to keep stress at bay?

A family of 6 with my parents, daughters, wife. 

Managing stress is essential for maintaining overall well-being. Here are 50 strategies to help keep stress at bay:


1. Practice deep breathing exercises.

2. Take short breaks throughout the day to relax and recharge. (Definitely will help in relax)

3. Engage in regular physical activity. (Every morning i do a 30 mins jog around the park) 

4. Get enough sleep each night. (I am still working on it but my average is trending to be about 6 hours, experts say to have at least 7-9 hours, anything above is also not healthy)

5. Prioritize tasks and break them into manageable steps.

6. Practice mindfulness meditation.

7. Spend time in nature.

8. Limit caffeine and alcohol intake. (I have not been taking caffeine and alcohol for 1.5 years and i never have felt better) 

9. Maintain a healthy diet rich in fruits, vegetables, and whole grains.

10. Set realistic goals and expectations for yourself.

11. Learn to say no to tasks or commitments that cause unnecessary stress.

12. Cultivate a strong support network of friends and family.

13. Laugh often and find humor in everyday situations.

14. Practice gratitude by keeping a gratitude journal.

15. Listen to calming music or nature sounds.

16. Practice progressive muscle relaxation techniques.

17. Practice yoga or tai chi for relaxation and stress relief.

18. Engage in creative activities like painting, writing, or crafting.

19. Volunteer or help others in need.

20. Practice time management skills to reduce feelings of overwhelm.

21. Limit exposure to negative news or social media.

22. Take a hot bath or shower to relax tense muscles.

23. Seek professional help if stress becomes overwhelming or unmanageable.

24. Spend time with pets or animals.

25. Practice assertive communication to express your needs and boundaries.

26. Engage in hobbies or activities you enjoy.

27. Get organized and declutter your living or work space.

28. Practice visualization techniques to imagine yourself in a calm and peaceful environment.

29. Practice self-compassion and avoid harsh self-criticism.

30. Set aside time for relaxation and self-care activities.

31. Establish a bedtime routine to promote better sleep.

32. Practice aromatherapy with essential oils like lavender or chamomile.

33. Limit screen time before bed to improve sleep quality. (Still trying to manage that) 

34. Practice journaling to process emotions and reduce stress.

35. Spend time with loved ones and nurture relationships.

36. Practice deep tissue massage or self-massage techniques.

37. Engage in hobbies or activities that provide a sense of accomplishment.

38. Learn to identify and challenge negative thought patterns.

39. Practice progressive relaxation by tensing and relaxing different muscle groups.

40. Create a calming bedtime ritual to signal to your body that it's time to wind down.

41. Practice positive affirmations to cultivate a positive mindset.

42. Spend time in sunlight to boost mood and energy levels.

43. Use a planner or calendar to organize tasks and appointments.

44. Practice grounding techniques, such as focusing on your senses or breathing.

45. Take breaks from technology and spend time unplugged.

46. Cultivate a sense of humor and learn to laugh at yourself.

47. Practice forgiveness and let go of grudges or resentments.

48. Engage in relaxation techniques such as visualization or guided imagery.

49. Practice active listening in conversations with others.

50. Seek professional help from a therapist or counselor if stress becomes overwhelming or persistent.


Remember that managing stress is a lifelong journey, and it's okay to experiment with different techniques to find what works best for you.

How do i start with 10 mins per day excercise?

Starting with just 10 minutes of exercise per day is a fantastic way to establish a routine and gradually build up your fitness level. Here's a simple guide to get you started:


1. **Choose an Activity You Enjoy**: Pick an exercise that you like or that seems manageable for you. It could be walking, jogging, cycling, swimming, yoga, or even just dancing around your living room. The key is to find something that you look forward to doing. I started by doing exercise at home with a 10 min work out. Youtube link Workout To Lower Your Blood Pressure Permanently – 10 Minutes Per Day (youtube.com) Do check it out. It is simple and i benefitted a lot by doing it daily.


2. **Set a Regular Schedule**: Designate a specific time each day for your 10-minute exercise session. Consistency is important for forming a habit, so try to stick to your schedule as much as possible. Slowly i graduated to a 15 mins jog in the morning near the park that i stay at Teban Gardens and a 15 mins jog in the evening.


3. **Warm Up**: Spend a few minutes warming up your body before you begin your exercise routine. This could include light stretching or some dynamic movements to get your muscles loosened up.


4. **Start Slowly**: Begin with a low-intensity exercise that feels comfortable for you. If you're walking or jogging, for example, start with a leisurely pace. If you're doing a home workout, start with simpler exercises or movements.


5. **Gradually Increase Intensity**: As you become more comfortable with your 10-minute routine, gradually increase the intensity or duration of your exercise sessions. You can add in intervals of higher intensity or incorporate more challenging exercises over time.


6. **Listen to Your Body**: Pay attention to how your body feels during and after exercise. If you experience any pain or discomfort, dial back the intensity or try a different activity. It's normal to feel some muscle soreness, but you should avoid pushing yourself too hard, especially when you're just starting out.


7. **Stay Hydrated and Fuel Your Body**: Drink plenty of water before, during, and after your workout to stay hydrated. Also, fuel your body with nutritious foods to support your energy levels and recovery. I drink 1/2 of cup of water before i jog and 1 cup of water after my 30 mins jog in the morning. 


8. **Cool Down and Stretch**: After your 10-minute exercise session, take a few minutes to cool down and stretch your muscles. This can help improve flexibility and reduce the risk of soreness or injury.


9. **Celebrate Your Progress**: Celebrate each successful workout and acknowledge the effort you're putting in to improve your health and fitness. Even small victories are worth celebrating! You can also see that your sense are much sharper and do not get so tired over he day. 


Remember, consistency is key when starting any exercise routine. Focus on building the habit of daily exercise, and over time, you can gradually increase the duration and intensity as your fitness improves.

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