Blue Print of Developing Babies

 Blue print of developing babies

 


Let's start from the 1st flow chart to the 2nd flow chart
After a woman gets pregnant, there will be happiness of course. There's where the truth will sink in. There is hospitalization cost to be incurred, medical check ups, insurance etc. These cost in short will take up almost $10k for that 9 months. It could be more but consideration more on budgeting. During this period, the woman's body undergo changes, mood swings.

3rd Flow chart onwards
- Time to accompany the child, nurture the child, this is where if there's constant supply of cash flow whereby a couple does not need to worry for. Just for the child basic needs. In terms of dollars, i am calculating at $8k per year fixed expenses.

4th Flow chart onwards
- This is where a child starts to understand and pose a lot of questions and also at this age, the child learns about values and morals. This is critical. In terms of dollars, i'm calculating at $5k per year

5th Flow Chart onwards
- Primary School, time is even needed more to guide and let the child run on its own. Discipline if necessary.
This is even more crucial as the different social norms and levels start to show with mixing of different children.

6th Flow Chart onwards
- Secondary School, perception of money and cash flow and teaching the kids to value money and understanding of the Society.

New Initiatives from the Singapore Government

Recently Singapore Government has announced to look into the declining birth rates of babies. We Singaporeans are encouraged to make more babies.

I am expressing my view.

Concerns of having more babies.
- Current Economic environment is very competitive
- Bringing up a child in the 21st Century is different, back then it was only to put food on the table and live day by day which is more than enough. Back then a lot of unpredictability. After the World War 2 in 1945, many people start to rebuild their lives and there come the industrial age. Singapore has come a long way since from then. From industrial to informative and now to creation.
- Time to take care of the babies and nurture them just like playing online RPG, if you don't nurture your character, it stays where it is and there's no development. Time is of utmost importance for taking care of a child from birth till 12 years. I say that as during 13th onwards in Secondary school, the child more or less has their own ideology and social norms
- In total 12 years of time to commit and develop a child.
- No blue print for parents to follow (Having a blue print makes first time parents in the creation Age (21st Century) easier. It can be in the form of categorization. I'm thinking in terms of the child in achieving their potential with taking into consideration of the parent's affordability. Of course this is just what i think. Need to formulate a plan and to stick with it. Except for a few, i'm guessing that most people in Singapore don't have a plan for taking care of kids. Maybe most have the economic aspect of it but most don't have any formulation plan for developing a child. Maybe the government can take that into consideration. Considering having a blue print structure and every 4 years the structure evolve and people adapt to it.
- Education in sex for the new Generation. Teaching them concepts on the pleasure and joys of having sex but not pre-marriage sex of course.
- Government Concept of having a subsidized housing only when you are married or going to be married. Some People will never budget for that unless marriage looms and even before marriage looms. By that time, couples save up for their marriage and delay in having babies as they do not have a roof over their top. I would say that for people who are married and staying apart, the Government can do the part of renting HDB flats out to these couples until they have saved up for BTO or Resale flat or consider giving me more rebates to Couples that are starting out.
- Affordable day care and child care centers. This will definitely help couples to decide having babies. However Budgeting for it is another story.

In summary i would propose the Government to come up with a simple Blueprint for Parents to have babies, to develop babies. This would definitely help for first time Parents. After all we are living in the Creation Age of the 21st Century. 

Brainstorming

Brainstorming.

This is a customer service course which i have attended before. We were brainstorming on the ideas and stuff to what our company stands. What makes a difference and what our products and quality says for ourselves. Our course lecturer is a ex SIA Cabin crew Manager with 20 years of experience. To him it is the first time he's teaching about customer service to MFG company.

At the end of the course, i have gain insights to how a SIA company operates with emphasis on customer first. To make an impression to a customer, besides performing the standard operating procedures, you need to perform it with sincerity and a smile. Make a difference to the customer, make his journey as least hidcup as possible from take off to landing. The journey is smooth and enjoyable that's why SIA is no. 2 best voted
Airline in the World.

In Business it can also be applied. How can we make the journey that means from start to end to be as less hidcup as possible. Make it as smooth as possible. Make it a memorable experience to the customer and customer will always remember it. Offer alternatives and solutions as best as you could

It is an invaluable lesson to me.

Start small in anything

To succeed in anything with the best of the potential. You need to start small. Take for example, baby crawl around and when they are confident, they walk. It is the same for any endavourers we take in life. Always start with small baby steps. From there build up the confidence to take bigger steps but don't ever forget baby step. Venturing into the unknown like business, chasing girls, starting blog, stocks, etc....

It starts with a single baby step. Once you start, act on it and repeat and try again and again and again. The process of doing it will be faster and faster the next time you do it until you are proficient. So don't be afraid of that tiny baby step.

Scams in the world(Quick rich and illogical)

I would like share with everyone about the scams and i hope after reading it you have gain some insights and information.

I will relate my story. It begins with a desire to be financially free where i first blog about being financially free. I was searching information on the web on how to be rich, how to get there and in the process of it come across of some websites that promised returns of unbelieve amounts of 1000% with minimum effort. Of course playing on desire of being financially free in mind. I pay for some information (which says you can be a distributer of MLM) and you will get support from the organisers and best of all online also. With every product you are selling and every member you get under you, you will get streams of income under you. The products looks good and there are people getting pay cheques from the downlines and products they sold. I didn't buy into that as i was more interested in the business system as i know that it is impossible for the downlines to grow as sooner or later you will run out of personnel. The business system works in a way of pressuring techniques like (if you buy now, you will enjoy discount of up to 40% of the pricing, warning sign 1, you will have product support from the supplier, warning sign 2, bring the person that you want to recruit to the office, warning sign 3)

I question that need of discount up to 40%, most likely the product has been mark up by 500% or more to create the impression that as a buyer you are getting a good deal. Another thing, if the product is so good, do you need product support? Even the hospitals or people down the street would have created a demand for it. Bringing the person down is another warning sign. In that type of environment where some people (actors/actress) will act as a buyer and purchase stuff that in your normal sense will be out of ordinary and you will question (are they out of their mind? or are they buying the product that will create wealth?) This will create a hype that in that instance at that moment, you lose all your senses and you will sucumb to buying.

I  would urge people to really question and do research and have a common sense when you do any purchasing, especially with regards to big ticket items (it can be anything) Whatever the seller is selling to you, always remember that they earn commission on it and to them they are only concern of getting you to buy the product. Evaluate for yourself with the product that you are going to purchase, would you still want it in half year time, would you still need it in half year time, is there a need, employing the rules of 5Whys and 1H.

In this world, 3 primary stuff most people are concern are health, money and love. These needs also create a business for scammers (it can be companies or people) and fabrication of lies and stories revolves on these 3 primary stuff. Do be logical and mindful when you need to fork out your own cash.