What is Cryptocurrency?

Cryptocurrency is a type of digital or virtual currency that uses cryptography for security. Unlike traditional currencies issued by governments (like the US Dollar or the Euro), cryptocurrencies are typically decentralized and operate on a technology called blockchain. Here are some key points to understand about cryptocurrency:

Key Features of Cryptocurrencies

  1. Decentralization: Most cryptocurrencies are decentralized networks based on blockchain technology—a distributed ledger enforced by a network of computers, often called nodes. This means no central authority, like a bank or government, controls the currency.

  2. Blockchain Technology: A blockchain is a continuously growing list of records, called blocks, which are linked and secured using cryptographic hashes. Each block contains transaction data, a timestamp, and a reference to the previous block, creating a chain.

  3. Cryptography: Cryptocurrencies use cryptographic techniques to secure transactions and control the creation of new units. This security feature ensures that transactions are genuine and prevents double-spending.

  4. Digital and Global: Cryptocurrencies exist only in digital form and can be accessed from anywhere in the world with an internet connection. They are not tied to any physical form or geographic location.

  5. Pseudonymity: Transactions made with cryptocurrencies can be relatively anonymous, as users are often identified by their digital addresses rather than personal information.

Popular Cryptocurrencies

  • Bitcoin (BTC): The first and most well-known cryptocurrency, created by an anonymous person (or group) using the pseudonym Satoshi Nakamoto. Bitcoin was introduced in 2008 and remains the most valuable cryptocurrency by market capitalization.

  • Ethereum (ETH): Known for its smart contract functionality, Ethereum is a platform that allows developers to build decentralized applications (dApps). Ether is the cryptocurrency used on the Ethereum network.

  • Ripple (XRP): A digital payment protocol and cryptocurrency designed for fast and low-cost international money transfers.

  • Litecoin (LTC): Created as a "lighter" version of Bitcoin, offering faster transaction times and a different hashing algorithm.

Uses of Cryptocurrencies

  • Transactions: Cryptocurrencies can be used for peer-to-peer transactions, eliminating the need for intermediaries like banks.

  • Investment: Many people buy cryptocurrencies as an investment, hoping that their value will increase over time.

  • Smart Contracts: On platforms like Ethereum, cryptocurrencies enable smart contracts, which are self-executing contracts with the terms directly written into code.

  • Decentralized Finance (DeFi): This refers to financial services using cryptocurrencies to recreate traditional financial systems such as lending and borrowing, but in a decentralized manner.

Advantages and Challenges

Advantages:

  • Lower Transaction Costs: Often cheaper than traditional banking and remittance services.
  • Speed: Transactions can be processed quickly, even across international borders.
  • Security: Cryptographic security can make transactions very secure.
  • Accessibility: Can be used by anyone with internet access, potentially reaching unbanked populations.

Challenges:

  • Volatility: Cryptocurrency prices can be extremely volatile, which can be a barrier to widespread adoption.
  • Regulation: Regulatory environments vary significantly across countries, with some places banning or heavily regulating the use of cryptocurrencies.
  • Security Risks: While the underlying blockchain technology is secure, exchanges and wallets can be vulnerable to hacking.
  • Scalability: Some cryptocurrencies face challenges in scaling to handle a large number of transactions efficiently.

In summary, cryptocurrency represents a significant innovation in digital finance, offering both opportunities and challenges as it continues to evolve and integrate into the global financial system.

Tracking Expenses Weekly, Monthly, Yearly.

Tracking expenses on a regular basis is a smart financial habit that can help you manage your finances effectively. Here's how you can track your expenses on a weekly, monthly, and yearly basis:


1. **Weekly Expense Tracking**:

- Keep a dedicated notebook, spreadsheet, or use an expense tracking app to record all your expenses throughout the week.

- Categorize your expenses such as groceries, utilities, transportation, dining out, entertainment, etc.

- At the end of each week, review your expenses and calculate the total spent in each category.

- Identify any areas where you may have overspent and look for ways to adjust your budget for the following week.

- Personally i use excel / libreOffice to track my expenses weekly. It is easy to split and do sum of the expenses. For a single person living in a hdb 3 room / 4 room flat. The typical fixed expenses will be Food / Town Council Charges / Electricity / Water / Gas (if you cook) / Handphone / Broadband / Transportation. Considering all these, it is estimated to be around $1,200 per month whereby it will be around $300 weekly. From the weekly tracking, you will be able to determine the monthly spending.


2. **Monthly Expense Tracking**:

- Compile all the weekly expense data into a monthly summary.

- Calculate the total expenses for each category for the entire month.

- Compare your actual spending against your budgeted amounts to see if you stayed within your financial goals.

- Analyze any trends or patterns in your spending habits, such as recurring expenses or areas where you consistently overspend.

- Adjust your budget for the upcoming month based on your findings.

- The reason why you need to track monthly where you already have weekly as taxes (property tax, income tax), insurance premiums will only be deducted certain times in the year. For taxes it is good to repay by monthly instead of yearly as it is interest free. For insurance premiums it will be better to pay yearly than monthly as you save on the transaction fees and you have savings. For netflix, disney, amazon, apple subscription, if you would like to have some savings, it make sense to pay yearly than monthly. But if you are trying out the subscription, it make sense to do monthly to see whether you like the shows enought for a yearly subscription.  


3. **Yearly Expense Tracking**:

- Aggregate the monthly expense summaries to create a comprehensive overview of your spending for the year.

- Identify major expenses that occurred throughout the year, such as annual subscriptions, insurance premiums, or tax payments.

- Review your overall financial health by comparing your total expenses to your total income for the year.

Tools like budgeting apps, spreadsheets, or even just a pen and paper can be useful for tracking expenses at each interval. The key is consistency and regular review to ensure you're staying on track with your financial objectives.

How to Sleep better in the night and wake up feeling refresh.

Improving sleep quality involves a combination of lifestyle changes, sleep hygiene practices, and creating a conducive sleep environment. Here are some tips to help you sleep better at night: I gain insights from the you tube video from the below from the diary of the CEO.

The Secret To A Good Nights Sleep with Stephanie Romiszewski | E64 (youtube.com)


1. Stick to a sleep schedule: Try to go to bed and wake up at the same time every day, even on weekends. This helps regulate your body's internal clock. The key is the time to wake up not the number of hours in bed. Minimum hours based from the video is 5 hours + 


2. Create a bedtime routine: Develop a relaxing routine before bedtime to signal to your body that it's time to wind down. This could include activities like reading, taking a warm bath, or practicing relaxation techniques such as deep breathing or meditation. The key if you do not feel sleepy, do not go to bed yet. 


3. Make your bedroom comfortable: Ensure that your bedroom is conducive to sleep by keeping it cool, dark, and quiet. Consider using blackout curtains, earplugs, or a white noise machine if necessary.


4. Limit exposure to screens before bedtime: The blue light emitted by screens can interfere with your body's natural sleep-wake cycle. Try to avoid using electronic devices such as smartphones, tablets, and computers for at least an hour before bedtime.


5. Watch your caffeine intake: Avoid consuming caffeine late in the day, as it can interfere with your ability to fall asleep. Be mindful of hidden sources of caffeine, such as chocolate and certain medications.


6. Limit naps: While short naps can be beneficial, especially if you're sleep deprived, avoid taking long or late afternoon naps, as they can disrupt your nighttime sleep.


7. Exercise regularly: Engaging in regular physical activity can help improve sleep quality. Aim for at least 30 minutes of moderate exercise most days of the week, but try to avoid vigorous exercise too close to bedtime.


8. Watch your diet: Avoid heavy meals, spicy foods, and excessive fluid intake close to bedtime, as they can cause discomfort and disrupt sleep. Opt for light, easily digestible snacks if you're hungry before bed.


9. Manage stress: Practice stress-reduction techniques such as mindfulness meditation, progressive muscle relaxation, or yoga to help calm your mind and prepare for sleep.


10. Seek professional help if needed: If you continue to experience difficulty sleeping despite trying these strategies, consider consulting a healthcare professional. They can help identify any underlying issues and provide guidance on appropriate treatment options. It could be sleep Apnea. Which i was being diagnosed 1 year + ago. I have been sleeping with Cpap machine and it has really assist me in my sleep quality. I've been more alert since i've been on the Cpap machine. Though it takes some time to get use to it. Cpap machine is not cheap. I bought mine at $1,500. Assuming the machine can last 6-7 years. The payback will be around $200+ per year. The mask is separate. It cost under $300 and the replacement of the parts that worn off is less than $100. 


There are several CPAP (Continuous Positive Airway Pressure) machines available in Singapore, and they are typically supplied by medical equipment suppliers, respiratory therapy clinics, and online retailers. Some of the common CPAP machines and suppliers in Singapore include:


1. ResMed AirSense 10: ResMed is a leading manufacturer of CPAP machines, and the AirSense 10 series is popular for its advanced features and user-friendly design. You can find ResMed products at various medical equipment suppliers and respiratory therapy clinics in Singapore.


2. Philips Respironics DreamStation: Philips Respironics is another reputable manufacturer of CPAP machines, and the DreamStation series offers a range of options to meet different needs. These machines are available through medical equipment suppliers and respiratory therapy clinics.


3. Fisher & Paykel SleepStyle: Fisher & Paykel Healthcare is known for its innovative CPAP technology, and the SleepStyle series is designed for comfort and ease of use. You can find Fisher & Paykel CPAP machines at authorized distributors and healthcare providers in Singapore.


4. DeVilbiss IntelliPAP: DeVilbiss Healthcare offers the IntelliPAP series, which includes CPAP machines with various features to suit individual preferences. These machines may be available through selected medical equipment suppliers in Singapore.


5. BMC CPAP Machines: BMC Medical Co., Ltd. manufactures a range of CPAP machines, including the RESmart series, which are known for their affordability and reliability. BMC CPAP machines may be available through online retailers and selected medical equipment suppliers.


It's important to consult with a healthcare provider or sleep specialist to determine the most suitable CPAP machine for your specific needs and to receive proper guidance on its use. Additionally, you can inquire about available CPAP machines and suppliers at hospitals, respiratory therapy clinics, or medical equipment stores in Singapore for more personalized recommendations and assistance.


Consistency and patience are key when implementing these changes. It may take some time to establish new habits and see improvements in your sleep quality, but making these adjustments can lead to more restful nights and better overall health.

Websites that Determine Intrinsic Value of Stocks

Several websites provide tools and resources to help investors estimate the intrinsic value of companies. Here are some popular ones:


1. **Yahoo Finance**: Yahoo Finance offers a range of financial data and analysis tools, including stock screeners and historical financial information. While it doesn't directly calculate intrinsic value, you can use the data provided to perform your own valuation analysis. Yahoo Finance - Stock Market Live, Quotes, Business & Finance News (Will need to pay)


2. **Morningstar**: Morningstar provides comprehensive stock analysis, including fair value estimates for individual stocks. Their analysts evaluate companies based on various factors and assign a fair value estimate, which investors can use as a reference for intrinsic value.Morningstar | Empowering Investor Success Great information to check


3. **GuruFocus**: GuruFocus offers a variety of valuation tools, including discounted cash flow (DCF) and discounted earnings models, to estimate the intrinsic value of stocks. Users can input their own assumptions and parameters to perform customized valuations.


4. **Value Line**: Value Line provides investment research and analysis, including proprietary stock ratings and estimates of fair value. They offer historical and projected financial data, as well as analysis tools to help investors assess the intrinsic value of companies.


5. **Simply Wall St**: Simply Wall St is a platform that provides visual analysis of stocks, including valuation metrics and estimates of intrinsic value. Users can access detailed company reports and perform scenario analysis to understand the factors influencing a stock's valuation. I've been using the simply wall st 2 years + ago. It shows revenue, net profit/loss and also the fair value of the company. (5 reports per month free) 


6. **Stock Rover**: Stock Rover offers stock screening and analysis tools, including valuation metrics and discounted cash flow (DCF) models to estimate intrinsic value. Users can customize their analysis and track multiple stocks in their portfolio.


7. **MarketWatch**: MarketWatch provides financial news, data, and analysis tools, including stock screeners and company profiles. While it doesn't offer intrinsic value estimates directly, investors can use the information provided to conduct their own valuation analysis.


From MorningStar Article. 

What gives a company an economic moat?
Companies with moats have one or more of the following characteristics:
  • Network Effect. Lots of people are using the service, which then makes the service more valuable to the people who use it.
  • Intangible Assets. Patents, brands, regulatory licenses, and other intangible assets can prevent competitors from duplicating a company's products or allow the company to charge a significant price premium.
  • Cost Advantage. Firms with a structural cost advantage can either undercut competitors on price while earning similar margins, or they can charge market-level prices while earning relatively high margins.
  • Switching Costs. When it would be too expensive or troublesome to stop using a company's products, the company often has pricing power.
  • Efficient Scale. When a niche market is effectively served by one or a small handful of companies, there is no room or incentive for potential competitors to enter the market.

It's important to note that estimating intrinsic value involves making assumptions and projections about future cash flows and earnings, which can be subjective and uncertain. Therefore, it's advisable to use multiple valuation methods and consider the opinions of analysts and experts to arrive at a well-informed assessment of a company's intrinsic value.

Introduction to Financial Freedom: What It Means and Why It Matters

 Understanding Financial Freedom

Financial freedom is a term that resonates with many, yet its meaning can vary widely depending on whom you ask. At its core, financial freedom refers to having sufficient financial resources to live comfortably without being dependent on a paycheck. It means being able to make life decisions without being overly stressed about the financial impact because you are prepared for life’s uncertainties.

To understand financial freedom fully, it's essential to break down its components. Financial freedom encompasses the following aspects:

  1. Debt-Free Living: Being free from burdensome debt allows for greater financial flexibility and reduces stress.
  2. Savings and Investments: Having substantial savings and investments to cover emergencies and future expenses.
  3. Passive Income Streams: Generating income that does not require direct involvement, such as dividends, rental income, or business profits.
  4. Sufficient Retirement Funds: Ensuring that you have enough money set aside for retirement to live comfortably.
  5. Financial Knowledge and Skills: Understanding how to manage, invest, and grow your money effectively.

Why Financial Freedom Matters

The importance of financial freedom cannot be overstated. Here are several reasons why achieving financial freedom should be a priority:

  1. Peace of Mind: Financial security reduces stress and anxiety, leading to better mental and physical health.
  2. Life Choices: It allows you to make choices based on your desires rather than financial constraints. Whether it's changing careers, traveling, or starting a business, financial freedom provides the flexibility to pursue your passions.
  3. Retirement Planning: It ensures a comfortable and worry-free retirement. With adequate savings and investments, you can maintain your lifestyle without relying solely on social security or pensions.
  4. Emergency Preparedness: Having financial resources means you can handle unexpected expenses such as medical bills, car repairs, or home maintenance without going into debt.
  5. Generational Wealth: It allows you to build and pass on wealth to future generations, giving your children and grandchildren a financial head start.

Steps to Achieving Financial Freedom

Achieving financial freedom is a journey that requires discipline, planning, and education. Here are some key steps to guide you on your path:

  1. Set Clear Financial Goals: Define what financial freedom means to you. This could include paying off debt, saving for a house, or building an investment portfolio.
  2. Create a Budget: Track your income and expenses to understand your financial situation and identify areas where you can cut costs and save more.
  3. Build an Emergency Fund: Aim to save three to six months' worth of living expenses in an easily accessible account to cover unexpected costs.
  4. Pay Off Debt: Focus on paying down high-interest debt first, such as credit card balances, to reduce financial strain and increase available funds for saving and investing.
  5. Invest Wisely: Educate yourself about different investment options and develop a diversified portfolio that aligns with your risk tolerance and financial goals.
  6. Increase Your Income: Look for opportunities to boost your earnings, whether through career advancement, side hustles, or passive income streams.
  7. Continuous Learning: Stay informed about personal finance, investing, and market trends to make informed decisions and adapt to changing economic conditions.

Setting Financial Goals

Setting clear and achievable financial goals is the first step towards financial freedom. Goals provide direction and motivation, helping you stay focused and disciplined. Here's how to set effective financial goals:

  1. Define Your Goals: Be specific about what you want to achieve. Instead of vague goals like "save money," set precise targets such as "save $10,000 for a down payment on a house within two years."
  2. Make Them Measurable: Quantify your goals to track progress. For example, "pay off $5,000 of credit card debt within one year" is measurable.
  3. Set Realistic and Attainable Goals: Ensure your goals are achievable given your current financial situation. Unrealistic goals can lead to frustration and setbacks.
  4. Time-Bound: Assign a timeframe to each goal. Deadlines create a sense of urgency and help prioritize actions.
  5. Prioritize Your Goals: Identify which goals are most important and focus on those first. This might involve balancing short-term needs with long-term objectives.

Creating a Budget

A budget is a fundamental tool for managing your finances. It helps you understand your income, control spending, and allocate resources towards your financial goals. Here's how to create an effective budget:

  1. Track Your Income: Document all sources of income, including salary, bonuses, freelance work, and passive income.
  2. List Your Expenses: Categorize your expenses into fixed (rent, utilities) and variable (groceries, entertainment). Be thorough to ensure all expenses are accounted for.
  3. Identify Areas to Cut Costs: Review your spending habits and identify areas where you can reduce expenses. Small changes, like cutting back on dining out or subscription services, can add up.
  4. Allocate Savings and Investments: Prioritize saving a portion of your income each month. Consider automating transfers to savings and investment accounts to ensure consistency.
  5. Review and Adjust Regularly: Monitor your budget monthly and make adjustments as needed to stay on track with your financial goals.

Building an Emergency Fund

An emergency fund is a critical component of financial security. It provides a financial cushion to handle unexpected expenses without derailing your long-term goals. Here's how to build an emergency fund:

  1. Set a Savings Target: Aim to save three to six months' worth of living expenses. This amount should cover necessities like housing, food, utilities, and transportation.
  2. Start Small and Scale Up: Begin with a modest goal, such as $500 or $1,000, and gradually increase your savings over time.
  3. Automate Your Savings: Set up automatic transfers to your emergency fund account to ensure regular contributions.
  4. Keep It Accessible: Choose a high-yield savings account or money market account that offers easy access without penalties.
  5. Replenish After Use: If you need to dip into your emergency fund, prioritize replenishing it as soon as possible.

Paying Off Debt

Debt can be a significant barrier to financial freedom. Reducing and eliminating debt frees up resources for saving and investing. Here are strategies to pay off debt:

  1. List Your Debts: Create a list of all your debts, including balances, interest rates, and minimum payments.
  2. Choose a Repayment Strategy:
    • Snowball Method: Focus on paying off the smallest debt first while making minimum payments on others. Once the smallest debt is paid, move to the next smallest.
    • Avalanche Method: Focus on paying off the debt with the highest interest rate first, then move to the next highest.
  3. Negotiate Better Terms: Contact your creditors to negotiate lower interest rates or more favorable repayment terms.
  4. Consolidate Debt: Consider consolidating multiple debts into a single loan with a lower interest rate to simplify payments and reduce interest costs.
  5. Avoid New Debt: Be mindful of your spending to prevent accumulating new debt while paying off existing balances.

Investing Wisely

Investing is a powerful tool for building wealth and achieving financial freedom. It allows your money to grow over time through compound interest and market appreciation. Here's how to invest wisely:

  1. Educate Yourself: Learn the basics of investing, including different asset classes, risk levels, and investment strategies.
  2. Start Early: The earlier you start investing, the more time your money has to grow. Even small investments can accumulate significantly over time.
  3. Diversify Your Portfolio: Spread your investments across various asset classes (stocks, bonds, real estate) to reduce risk.
  4. Consider Low-Cost Index Funds: Index funds and ETFs offer broad market exposure with low fees, making them suitable for many investors.
  5. Reinvest Dividends: Reinvesting dividends allows you to purchase more shares and benefit from compound growth.
  6. Review and Rebalance: Periodically review your portfolio to ensure it aligns with your goals and risk tolerance. Rebalance as needed to maintain your desired asset allocation.

Increasing Your Income

Boosting your income can accelerate your journey to financial freedom. Here are ways to increase your earnings:

  1. Seek Career Advancement: Pursue promotions, raises, or new job opportunities that offer higher salaries.
  2. Develop New Skills: Invest in education and training to enhance your skills and qualifications, making you more competitive in the job market.
  3. Start a Side Hustle: Explore freelance work, consulting, or part-time jobs that can provide additional income.
  4. Generate Passive Income: Invest in assets that generate passive income, such as rental properties, dividend stocks, or peer-to-peer lending.
  5. Monetize Hobbies: Turn your hobbies or passions into income streams, such as selling crafts, writing, or tutoring.

Continuous Learning

The financial landscape is constantly evolving, making continuous learning essential. Staying informed about personal finance, investing, and economic trends helps you make informed decisions and adapt to changes. Here are ways to keep learning:

  1. Read Books and Articles: Explore books, blogs, and articles on personal finance and investing.
  2. Take Courses: Enroll in online courses or workshops to enhance your financial knowledge.
  3. Listen to Podcasts: Follow personal finance podcasts for insights and tips from experts.
  4. Join Financial Communities: Participate in forums or social media groups focused on financial topics to share experiences and learn from others.
  5. Consult Professionals: Seek advice from financial advisors or planners to gain personalized insights and strategies.

Conclusion

Financial freedom is a journey that involves careful planning, discipline, and continuous learning. By setting clear financial goals, creating a budget, building an emergency fund, paying off debt, investing wisely, increasing your income, and staying informed, you can achieve financial independence and enjoy the peace of mind that comes with it. Financial freedom matters because it empowers you to live life on your terms, make choices based on your desires rather than financial constraints, and build a secure future for yourself and your loved ones. Start your journey today and take the steps necessary to achieve the financial freedom you deserve.

50 Fast Food Restaurants to Visit in Singapore and the Top 3

Here are 50 fast food restaurants in Singapore:


1. McDonald's

2. KFC (Kentucky Fried Chicken)

3. Burger King

4. Subway

5. MOS Burger

6. Long John Silver's

7. Texas Chicken

8. Carl's Jr.

9. Pizza Hut

10. Domino's Pizza

11. Wendy's

12. Popeyes Louisiana Kitchen

13. A&W

14. PizzaExpress

15. 4Fingers Crispy Chicken

16. Arnold's Fried Chicken

17. Jollibee

18. Shake Shack

19. Pepper Lunch

20. PastaMania

21. Manhattan Fish Market

22. Taco Bell

23. Fatburger

24. Swensen's

25. Yoshinoya

26. Ichiban Boshi

27. Din Tai Fung (for their quick service outlets)

28. Crystal Jade La Mian Xiao Long Bao (for their quick service outlets)

29. Ajisen Ramen

30. Soup Spoon

31. Sushi Tei

32. Saizeriya

33. Ootoya

34. SaladStop!

35. Eighteen Chefs

36. Nando's

37. Mad for Garlic

38. Pastamania

39. Shake Tree

40. Old Chang Kee

41. Seoul Garden

42. KFC Hotspot

43. Maki-San

44. Texas Chicken

45. Seoul Yummy

46. Tenderfresh Classic

47. Umi Sushi

48. ThaiExpress

49. Tiong Bahru Bakery

50. The Coffee Bean & Tea Leaf (for their grab-and-go outlets)


The top three fast food restaurants in Singapore can depend on various factors such as popularity, customer satisfaction, and brand recognition. Based on their widespread presence, popularity, and reputation, the top three fast food restaurants in Singapore are often considered to be:


1. McDonald's: McDonald's is a globally renowned fast food chain and holds a significant presence in Singapore. Known for its iconic burgers, fries, and breakfast items, McDonald's is a favorite choice for quick meals and snacks among Singaporeans and visitors alike.


2. KFC (Kentucky Fried Chicken): KFC is one of the most well-known fast food chains worldwide and is highly popular in Singapore. Renowned for its fried chicken, chicken sandwiches, and sides like mashed potatoes and coleslaw, KFC has numerous outlets across the island.


3. Subway: Subway is a leading fast food chain specializing in made-to-order sandwiches and salads. With its emphasis on fresh ingredients and customization options, Subway has established a strong presence in Singapore and is a preferred choice for those seeking healthier fast food alternatives.

These three fast food restaurants consistently rank among the top choices for quick and convenient dining in Singapore, offering a wide range of menu options to cater to diverse preferences.

These are just a selection of fast food restaurants in Singapore, offering a wide variety of cuisines and options for quick and convenient dining.

Sentosa Outing

 This was before COVID 19 and back in 2019 around Dec period. 

It has been quite a while since mi and wife went for a date ever since our 2 daughters are born. 

We planned our leave on a Friday so that we can enjoy ourselves without our kids around who are at school while we go and relax for ourselves.

Let me share with you on how the day went and perhaps it may be how you would like to spend you day as well with your spouse / friends  as well.


We woke up as usual at 630 am and prepare our 2 daughters for school. By the time we went out of the house, it was 7:30 am. Off we go hand in hand with our 2 lovely daughters. After putting them in school, we were off to Sentosa.

I didn't book any tickets as we go into Sentosa as i figured if there's any online deal, i will just check on the internet when i reach the ticketing office. We compared and checked the pricing as per internet. The ticketing officer lady was nice to point out to us that we can get a better deal by purchasing the 90 tokens as we were going for the Trick Eye and SEA Aquarium. On top of that we get 25% discount as locals. Do purchase from the ticketing counter 😊 Here's the link below.

https://www.sentosa.com.sg/en/deals/fun-pass/


We took our breakfast at Vivo City coffeeshop before going in on to the tram Sentosa Express monorail. After which we alight at the resorts world station and walk towards our first destination at SEA Aquarium. Here are below some of the photos we took. There were so many interesting creatures and not to mention the diver that is swimming around. There was also a Mascot which we manage to have a picture taken. 
























Our First stop SEA Aquarium. 

Outing hours : 1.5 hours

Outing experience : 3.5 stars out of 5 stars.

I will give another 1 star if there are interactive games to play in understanding about the creatures and diver not just sight seeing. It could be a talk and show around with a guide so that it becomes more interactive. This will greatly enhance the experience for people. 


From there we exit and went for our lunch before we went to Trick Eye Musuem.

There is a coffee shop nearby Trick Eye Musuem where we can eat and dine. As it was a week day there were not many people, nevertheless the food was good. I did not take any pictures of the place but you will not missed it by following the sign boards. In Sentosa you will not get lost, there are so many sign boards pointing to you the direction and they are huge.

Take a look at the pictures we have taken. We really to thank the customer service guy who help to take our pictures and provided us a power bank as well as our handphone batteries were running very low.

Kudos to Trick Eye Museum people for making our experience. Thumbs up. 
































 






















End of our 2nd Stop

Outing hours : 3.0 hours

Outing experience : 4.75 stars out of 5 stars

What are the side hustles that you can explore when you are in your teens in Singapore?

Here are some options to consider: 1. Freelance Services (Online) Graphic Design : If you're skilled with design software like Adobe Pho...