I thought it will be useful to check what are the ways that we can stretch the dollar in this Covid 19 in Singapore.
1. Sheng Shiong / NTUC
Instead of eating out, we purchase food items to cook in the house. This enable mi to save on my expenses and i am able to accumulate more points on the credit card which in turn translate to more rebates for the next purchase. There are lots of varieties of food however ice cream is always the first to sold out, including the cones. This makes me wonder, does everyone have a sweet tooth when eating at home.
2. Netflix
If you are like me who like to watch movies, however due to the Covid situation. Do check out NetFlix and on top of that Starhub is offering a promotion on it as well whereby you can get Netflix/Broad band/Tv for the price of $79.90. All at the comfort of your home.
3. Refinance your housing loan
If you are eligible for refinancing of your loan, do check out
https://www.redbrick.sg/free-mortgage-loan-comparison
I did a check during the July Period as my hdb MOP period is going to reach by end of the year and i would like to check how much loan and what interest rate i am eligible so that i can review whether i can afford to sell and purchase another hdb. Guess what, the interest has fallen. Currently it is offered at 1.12% and Redbrick is the largest mortgage company and will match all competition. It may just be the time to refinance your loan. Take note though if you loan amount is not that huge, it may not be viable or possible as some finance or banks will require a min. loan amount.
4. Skills future Singapore
https://www.myskillsfuture.sg/content/portal/en/index.html
Do check out the above website, if you are Singaporean, you are entitle $500 if you have not used it, there are tons of course for you to choose and if you are 40 years old and above like myself, you can get further rebates on the courses you sign off. This is definitely a good way to stretch your dollar.
5. E-Library
My favourite place when i was young used to be the library. Nowadays whenever i go library is with my kids and we spend a lot of time at the library during the weekend to cultivate their interest in stories, imagination and free aircon. However due to Covid, we didn't really go. That is where i download the overdrive app to download Ebooks from the NLB, if you are Singaporean it is free. There are a lot of books and magazines that can be download and read at your leisure. Take note though it is for 3 weeks, after which you will need to borrow again. In case the book is being taken, you can reserved the book at $1.50. Definitely stretching the dollar.
Stay tune to my next title
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